Welcome to 1638 Ruth Ave, a delightful 3-bedroom, 2-full-bath, 2-half-bath home nestled in the highly desirable Highlands Area. This charming residence boasts 1,970 square feet of living space, including a finished basement and a convenient one-car detached garage. As you step inside, you'll be greeted by the warmth of this well-maintained home. The main floor features a cozy living room with original, beautiful hardwood floors that add character and elegance. The kitchen, remodeled in 2019, offers modern amenities and style, making it a focal point of the home. The finished basement adds versatility to the home, providing extra space for a recreation room, office, or media center. Outside, enjoy the lovely fenced yard, Call today for showing,
Property Details
Property Features
Property Information:
Year Built: 1942
Stories: 2
Living Area: 1,970 SqFt
Listing Office:
Office Name: BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors
Interior Features
Interior Information:
Basement: Yes
Bedroom and Bathroom Information:
Partial Bathrooms: 2
Full Bathrooms: 2
Total Bedroom Count: 3
Exterior Features
Exterior Information:
Exterior: Deck
Parking Information:
Garage Space: 1 space
Attached Garage: No
Parking: Detached
Lot Features
Lot Information:
Lot Size: 0.14 Acres
Utilities
Utilities Information:
Heating: Electric, Forced Air, Natural Gas
Cooling: Central Air
School Info
Assigned Schools Information:
Atherton High School, Public District Grades 9-12
Brown School, Public District Grades KG-12
Highland Middle School, Public District Grades 6-8
Western Middle School, Public District Grades 6-8
Bloom Elementary School, Public District Grades KG-5
Lincoln Elementary Performing Arts, Public District Grades KG-5
Other
Directions Information:
Directions: From Newburg Rd turn onto Ruth Ave to house
Price Information
Listing Price Info
Price Summary:
List Price: $425,000
Price Per SqFt: $216/SqFt
Tax Information:
Annual Amount: $3,052
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Louisville, KY.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,189
Per Month
Principal & Interest
$2,122
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,341
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
6
/10
Bloom Elementary School
1627 Lucia Ave
Distance between this listing and this school1.16 miles
Public District Grades KG-5
4
/10
Lincoln Elementary Performing Arts
930 E Main St
Distance between this listing and this school2.57 miles
Public District Grades KG-5
Middle School
2
/10
Highland Middle School
1700 Norris Pl
Distance between this listing and this school0.10 miles
Public District Grades 6-8
3
/10
Western Middle School
2201 W Main St
Distance between this listing and this school5.03 miles
Public District Grades 6-8
High School
9
/10
Atherton High School
3000 Dundee Rd
Distance between this listing and this school1.24 miles
Public District Grades 9-12
10
/10
Brown School
546 S 1st St
Distance between this listing and this school3.08 miles
Public District Grades KG-12
Assigned Schools
6
/10
Bloom Elementary School
1627 Lucia Ave
Distance between this listing and this school1.16 miles
Public District Grades KG-5
4
/10
Lincoln Elementary Performing Arts
930 E Main St
Distance between this listing and this school2.57 miles
Public District Grades KG-5
Nearby Schools
7
/10
Audubon Traditional Elementary School
1051 Hess Ln
Distance between this listing and this school1.61 miles
Public Magnet Grades KG-5
Assigned Schools
2
/10
Highland Middle School
1700 Norris Pl
Distance between this listing and this school0.10 miles
Public District Grades 6-8
3
/10
Western Middle School
2201 W Main St
Distance between this listing and this school5.03 miles
Public District Grades 6-8
Nearby Schools
7
/10
Jefferson County Traditional Middle School
1418 Morton Ave
Distance between this listing and this school1.59 miles
Public Magnet Grades 6-8
Assigned Schools
9
/10
Atherton High School
3000 Dundee Rd
Distance between this listing and this school1.24 miles
Public District Grades 9-12
10
/10
Brown School
546 S 1st St
Distance between this listing and this school3.08 miles
Public District Grades KG-12
Nearby Schools
1
/10
Jefferson County High School
900 S Floyd St
Distance between this listing and this school2.62 miles
The neighbors living near this home have an average income of $63,864. The most common annual income of people living in Louisville, KY is between $35k-100k. Residents typically live in single, no kids family. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1638 Ruth Ave
What is the listing price of this property?
The listing price of 1638 Ruth Ave property is $425,000.
What type of property is this?
The property 1638 Ruth Ave is a house located in Louisville, Kentucky, 40204.
Is this property for sale now?
Sale Pending: 1638 Ruth Ave is Sale Pending (Pending), which means that the seller has accepted an offer but the sale is not finalized.
This home is located at 1638 Ruth Ave in Louisville, KY and zip code 40204 in the Deer Park neighborhood. This 1,970 square foot home, which was built in 1942, sits on a 0.14 acre lot. Features: 3 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since May 09, 2024 and is currently priced at $425,000.
In April 2024 more than 237 listings in Louisville, KY were sold above the asking price. During the same period more than 199 listings were sold at asking price, while more than 318 were sold below. The number of homes for sale in Louisville, KY increased by 3.6% between March 2024 and April 2024. In April 2024 median list price was $245,988 and the average listing age was 18 days.
From Rocket Homes Real Estate and based on county public records data.