Make this dream home your reality! This gorgeous 4 bedroom, 3.5 bath home stretching nearly 4400 sqft is located on the largest lot in the neighborhood at 4.77 acres! Everything about this property is HUGE, the master suite alone is almost 800sqft! You will never run out of room inside or out! Relax by the large screened in pool and enjoy the sounds of nature because there is ZERO traffic on this road. Homes like this are not available often! Schedule your showing today!
Property Details
Property Features
Property Information:
Year Built: 1986
Living Area: 4,367 SqFt
Listing Office:
Office Name: TAYLOR DOUGLAS REALTY, INC.
Listing Agent: JOSH GARTRELL
Interior Features
Interior Information:
Appliances: Dishwasher, Double Oven, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
Flooring Type: Carpet, Tile
Interior: Breakfast Bar, Walk-In Closet(s)
Fireplace: Wood Burning
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 3
Total Bedroom Count: 4
Exterior Features
Exterior Information:
Private Pool: Yes
View: Trees/Woods
Exterior: Porch, Porch Side
Parking Information:
Attached Garage: No
Parking: Carport
Lot Features
Lot Information:
Lot: Dead End Street, Wooded
Lot Size: 4.77 Acres
Utilities
Utilities Information:
Heating: Central
Cooling: Central Air
Other
Directions Information:
Directions: From Palatka, take SR19 South, turn L onto Point of Woods Trl, turn L onto Sunset Pt then an immediate R onto Shady Oak Ln. Property is at the end of the rd.
Price Information
Listing Price Info
Price Summary:
List Price: $899,000
Price Per SqFt: $206/SqFt
Tax Information:
Annual Amount: $4,482
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Palatka, FL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$4,554
Per Month
Principal & Interest
$4,487
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,762
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Kelley Smith Elementary School
141 Kelley Smith School Rd
Distance between this listing and this school1.34 miles
Public District Grades PK-5
10
/10
The Children's Reading Center
7901 Saint Johns Ave
Distance between this listing and this school1.91 miles
Public Charter Grades KG-5
3
/10
William D. Moseley Elementary School
1100 Husson Ave
Distance between this listing and this school2.42 miles
Public District Grades PK-5
Nearby Schools
2
/10
Putnam Academy of Arts and Sciences
113 Putnam County Blvd
Distance between this listing and this school5.69 miles
Public Charter Grades 6-8
7
/10
Q.I. Roberts Jr. - Sr. High School
901 State Road 100
Distance between this listing and this school11.98 miles
Public District Grades 7-9
2
/10
Fort Mccoy School
16160 NE Highway 315
Distance between this listing and this school23.43 miles
Public District Grades PK-8
Nearby Schools
2
/10
Palatka High School
302 Mellon Rd
Distance between this listing and this school2.10 miles
Public District Grades 9-12
1
/10
Putnam Edge High School
1100 S 18th St
Distance between this listing and this school2.89 miles
Public Charter Grades 9-12
5
/10
Putnam Virtual Franchise
200 S 7th St
Distance between this listing and this school3.67 miles
The neighbors living near this home have an average income of $69,075. Most Palatka, FL residents have annual incomes between $35k-100k. The majority of families are married, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 109 Shady Oak Ln
What is the listing price of this property?
The listing price of 109 Shady Oak Ln property is $899,000.
What type of property is this?
The property 109 Shady Oak Ln is a house located in Palatka, Florida, 32177.
Is this property for sale now?
Active Listing: 109 Shady Oak Ln is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $4,482 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 109 Shady Oak Ln has 4 bedrooms and 3 full and 1 half bathrooms.
What is the square footage of this property?
The property 109 Shady Oak Ln is 4,367 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 109 Shady Oak Ln is 1986.
This home is located at 109 Shady Oak Ln in Palatka, FL and zip code 32177. This 4,367 square foot home, which was built in 1986, sits on a 4.77 acre lot. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since May 11, 2024 and is currently priced at $899,000.
In April 2024 more than 3 listings in Palatka, FL were sold above the asking price. During the same period more than 8 listings were sold at asking price, while more than 16 were sold below. The inventory of homes for sale in Palatka, FL between March 2024 and April 2024 increased by 9.2%. The median list price of listings available in April 2024 was $218,999, while the average time on the real estate market was 51 days.
From Rocket Homes Real Estate and based on county public records data.