Modest Home with Extra Income and an oversized 2 car garage. Wow, let me tell you about this one! It's a charming roof over your head and money in your pocket! It has 2 bdrms on the main level with a full bath and the second floor has the same 2 bdrm 1 full bath as well. There are hardwood floors, spacious dining area, sunny window seating, generous sized bdrms and more. It's a charismatic blend of vintage splendor with delightful charm. The full basement is unfinished with opportunity for the finishing touches to fit your custom needs. This is an investment waiting to happen for the buyer looking for flex space. The deck is awesome, backyard is partially fenced for your entertaining needs or privacy, which ever you decide. Conveniently located in the heart of town for easy access for busy people. This could be just the extra push needed to get you into a home!
Property Details
Property Features
Property Information:
Architectural Style: Single
Stories: 1
Living Area: 1,952 SqFt
Listing Office:
Office Name: Coldwell Banker Realty - Duluth
Listing Agent: Patry Truman
Exterior Features
Exterior Information:
View: City Lights
Exterior: Deck
Parking Information:
Garage Space: 2 spaces
Attached Garage: No
Parking: Driveway - Asphalt, Off Street, Street
Lot Features
Lot Information:
Lot: Few Trees
Lot Size: 0.17 Acres
Utilities
Utilities Information:
Heating: Forced Air, Natural Gas
School Info
Assigned Schools Information:
Cloquet Senior, Public District Grades 7-12
Cloquet Middle School, Public District Grades 6-8
Washington Elementary School, Public District Grades PK-5
Churchill Elementary School, Public District Grades PK-6
Other
Directions Information:
Directions: Doddridge Ave to 10th St.
Price Information
Listing Price Info
Price Summary:
List Price: $225,000
Price Per SqFt: $115/SqFt
Tax Information:
Annual Amount: $2,282
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Cloquet, MN.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,190
Per Month
Principal & Interest
$1,123
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$741
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
8
/10
Washington Elementary School
801 12th St
Distance between this listing and this school0.24 miles
Public District Grades PK-5
6
/10
Churchill Elementary School
515 Granite St
Distance between this listing and this school1.38 miles
Public District Grades PK-6
Middle School
4
/10
Cloquet Middle School
509 Carlton Ave
Distance between this listing and this school0.34 miles
Public District Grades 6-8
High School
6
/10
Cloquet Senior
1000 18th St
Distance between this listing and this school0.63 miles
Public District Grades 7-12
Assigned Schools
8
/10
Washington Elementary School
801 12th St
Distance between this listing and this school0.24 miles
Public District Grades PK-5
6
/10
Churchill Elementary School
515 Granite St
Distance between this listing and this school1.38 miles
Public District Grades PK-6
Nearby Schools
9
/10
Winterquist Elementary School
999 Nofound St
Distance between this listing and this school4.36 miles
Public District Grades PK-6
Assigned Schools
4
/10
Cloquet Middle School
509 Carlton Ave
Distance between this listing and this school0.34 miles
Public District Grades 6-8
Nearby Schools
4
/10
A.I. Jedlicka Middle School
131 9th Ave
Distance between this listing and this school10.47 miles
Public District Grades 6-8
7
/10
Hermantown Middle School
4289 Ugstad Rd
Distance between this listing and this school12.43 miles
Public District Grades 4-8
Assigned Schools
6
/10
Cloquet Senior
1000 18th St
Distance between this listing and this school0.63 miles
Public District Grades 7-12
Nearby Schools
2
/10
Cloquet Area Alternative Education Programs
302 14th St
Distance between this listing and this school0.27 miles
Public District Grades 1-12
5
/10
Carlton Secondary School
405 School Ave
Distance between this listing and this school3.74 miles
The neighbors living near this home have an average income of $25,500. Residents of Cloquet, MN typically earn less than $35k each year. Most families are single, no kids. Most residents in this area have post secondary degree education.
This home is located at 421 10th St in Cloquet, MN and zip code 55720. This 1,952 square foot home sits on a 0.17 acre lot. It has been listed on Rocket Homes since May 15, 2024 and is currently priced at $225,000.
In April 2024, from all listings sold in Cloquet, MN there were more than 7 sold above asking price, over 2 sold below and more than 4 were sold right at the asked price. The number of homes for sale in Cloquet, MN increased by 18.2% between March 2024 and April 2024. In April 2024 median list price was $240,000 and the average listing age was 19 days.
From Rocket Homes Real Estate and based on county public records data.